First Step Investments

Holding onto cash seems so easy but have you considered whether you are getting real returns?

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Are your savings working out for you?

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Are your savings working out for you?

So, you probably think that cash has obvious benefits!

It is readily available whenever you might need it, and ultimately it just seems like the safest low risk option when it comes to saving.

Yet, when we think of cash, we don’t realise it has a hidden enemy called inflation. Nobody sees it but it’s reducing the value of your savings every day 

It’s all about trying to find the right balance between risk and return and working towards your longer term objectives such as buying a home or saving for a dream holiday

But there’s more you should consider.

Take your first step into investments:

One simple step you could take to boost your capital and potentially reach your financial goals is to diversify* your savings through low-risk investment options. Yet there is no guarantee.

Take your first step into investments:

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Investing is a journey

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Investing is a journey

The aim is that your money can be invested with the same focus on security, quick availability, simplicity and predictability as with traditional savings.

However, as with all funds they offer opportunities but also involve risks, such as possible price losses, capital loss or the loss of distributions. Past performance does not predict future returns.

Solutions for everyone

That’s why we have developed investment solutions for everyone, allowing you to pick funds that match the level of risk/return you are comfortable with and help you take that first step into investments.

Solutions for everyone

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Take the next step
Discover our range of solutions

*Diversification does not guarantee a profit or protect against a loss.

This document is not intended as an offer or solicitation with respect to the purchase or sale of securities, including shares or units of funds. All views expressed and/or reference to companies cannot be construed as a recommendation by Amundi.  Opinions and estimates may be changed without notice.  To the extent permitted by applicable law, rules, codes and guidelines, Amundi and its related entities accept no liability whatsoever whether direct or indirect that may arise from the use of information contained in this document.

This document is for distribution solely to persons permitted to receive it and to persons in jurisdictions who may receive it without breaching applicable legal or regulatory requirements. This document has not been reviewed by the Securities and Futures Commission in Hong Kong.

This document is prepared for information only and does not have any regard to the specific investment objectives, financial situation and the particular needs of any specific person who may receive this document. Any person considering an investment should seek independent advice on the suitability or otherwise of the particular investment.  Investors should not only base on this document alone to make investment decisions.

Investment involves risk. The past performance information of the market, manager and investments and any forecasts on the economy, stock market, bond market or the economic trends of the markets are not indicative of future performance.  Investment returns not denominated in HKD or USD is exposed to exchange rate fluctuations. The value of an investment may go down or up.

This document is not intended for citizens or residents of the United States of America or to any «U.S. Person» , as this term is defined in SEC Regulation S under the U.S. Securities Act of 1933.